You have a home loan, a car loan, a personal loan, and several credit cards or something similar. You also have enough equity (equity is the value of your property less monies owing) in your home. Meeting all of these payments sometimes can be onerous. It is often possible to combine all your debts into your home loan and therefore have only one reduced repayment per month/fortnight/week. Therefore your non-home loan repayments would now be at a reduced rate of interest, over a longer term and this could save you many dollars in repayments.
The only way to know whether that this is beneficial to you or not, is to contact us at Frontrunner Finance Solutions and discuss the matter further.